SACCO & Cooperative Calculator
Estimate your dividend payout and maximum loan amount before the AGM. Know your numbers – plan better.
Dividend Calculator
Loan Eligibility
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How to use the SACCO calculator
Dividend Calculator: Enter your share capital, optional savings deposits, any outstanding loan, and the announced dividend rate. The tool computes your gross dividend (based on shares), then deducts any loan balance from the dividend if applicable, showing your net cash payout and remaining loan.
Loan Eligibility: Enter your share capital and the SACCO's loan multiplier (typically 3×). Also provide the expected interest rate and loan term in months. The tool calculates your maximum loan amount and gives you a monthly repayment estimate.
These calculations are based on common SACCO practices in Kenya. Always confirm with your SACCO's specific policies.