Free Tool

M‑Pesa Payment Link Generator

Create a payment request link your customers tap once to pay – no app needed. Share it on WhatsApp, Instagram, or print as a QR code.

🔒 Your data is not stored. This tool is 100% free.

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How to use the M‑Pesa payment link generator

Enter your Safaricom M‑Pesa number, the amount you want to receive, and an optional reference (e.g., invoice or product name). The tool will create a wa.me link that, when tapped, opens WhatsApp with a pre‑filled message to your customer.

Share the link directly in your WhatsApp chats, Instagram DMs, or print the QR code on receipts. Your customers only need to tap once to send you the exact amount – no typing errors, no wrong numbers.

This is the fastest way to collect payments for informal sellers, market vendors, and small businesses.